How long does your cash last?
Set the reserve you want to protect. See how many weeks your cash covers if your weekly receipts and payments stay the same.
Time until cash reaches the reserve
Pending
- Weekly net cash burn
- Pending
- Cash above reserve
- Pending
- Projected cash after 13 weeks
- Pending
A steady-rate estimate. When receipts exceed payments, cash increases. If cash is already at or below reserve, runway is zero.
How to read your cash runway
Net burn is weekly cash paid minus cash received. Runway above reserve is (bank cash − minimum reserve) ÷ net burn. In this example, $20,000 above reserve divided by $1,500 weekly burn gives 13.3 weeks. After 13 weeks, bank cash would be $10,500.
Monthly averages can hide payroll dates, taxes, slow customer payments and uneven spending. For decisions tied to particular weeks, build a dated cash forecast. This estimate excludes financing changes and assumes the same receipts and payments every week.
Review the next 13 weeks, one week at a time.
The Weekly Cash Review Kit adds dated inputs, base/downside collection cases, reserve gaps and a separate bank reconciliation and forecast review.
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